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, download for FREE our Balance Transfers Made Easy E-Book.Get simple tips and tricks that will save you money today!When done correctly, debt consolidation can: There are several ways to consolidate debt, depending on how much you owe.The best way to consolidate credit card debt under ,000 could be to get a zero-percent interest credit card and transfer balances from high-interest credit cards over to it.

This helps eliminate mistakes that result in penalties like incorrect amount or late payments.

You also could look at a personal loan to pay off your balances.

You could get a home equity line of credit, a home equity loan or a second mortgage on your home, or refinance your existing mortgage.

0% balance transfer special offer for 26 months (One off 2.5% BT fee applies and is added onto the transfer).

The longest 0% balance transfer in market whereby you can transfer up to 3 personal loans (including car loans), credit cards and/or store cards and pay 0% p.a. This is great for consolidating debts into one monthly interest free payment.

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They start with a credit counseling session to help determine how much money you can afford to pay creditors each month.

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